As a user, the recent issues with iCloud are extremely frustrating — especially if you’ve paid for iCloud and paid for apps that use iCloud. It seems like the iCloud team is having a difficult time preventing and avoiding clusterfucks. The lack of reliability should be a concern to everyone.
Unfortunately, iCloud does not have a good reputation for being reliable, especially during beta releases of iOS and macOS. Yet a lot people still use it, often without any problems. I still use it, despite a few bad experiences in the past, because the best alternatives are questionable for other reasons. I’ve had good luck with iCloud Drive for the past few years, but I am terrified and paranoid of getting caught in the middle of an iCloud clusterfuck, so I backup what I have in iCloud periodically using